empower

The TechBeat: RootstockCollective In-Depth: Empowering Bitcoin Builders (12/25/2024)

The pressure on healthcare systems to process vast amounts of patient data efficiently has never been greater. The growing need for real-time insights in clinical trials, patient management, and diagnostics is driving the demand for advanced data solutions. According to a 2023 report by IDC, the global healthcare data analytics market is projected to reach $45 billion by 2027. However, as data volumes continue to grow, traditional systems are struggling to keep up, leading to delays in drug development and clinical trials. One of the most critical challenges today is how to handle large datasets without compromising speed or accuracy. For pharmaceutical companies, timely data analysis can mean the difference between a successful trial and costly delays. This is where innovative solutions in data processing become essential for accelerating drug development and improving patient outcomes. Recognizing these challenges, Kirill Sergeev, a seasoned backend developer and machine learning engineer, has been developing cutting-edge systems that streamline the processing of medical data. By leveraging high-performance technologies, Sergeev has optimized data pipelines to enable companies to handle up to 100 terabytes of data daily with remarkable efficiency. "The key to managing large datasets efficiently lies in creating systems that are not just fast but also flexible enough to handle complex, dynamic data flows. In the medical field, where data needs to be processed quickly and securely, we cannot afford inefficiencies,"
-Kirill Sergeev One of the significant challenges in clinical data management is the lengthy process of deploying new machine learning models. Previously, deploying algorithms for clinical trials could take anywhere from two to three days, slowing down the ability to respond to new data. By redesigning data pipelines and integrating robust CI/CD processes, Sergeev has successfully reduced this time to just 1-2 hours. This streamlined process allows pharmaceutical companies to test and integrate new findings more quickly, ultimately accelerating the drug development timeline. "In any system dealing with high volumes of data, efficiency is key. It’s not just about handling data faster; it’s about ensuring that the results are accurate, actionable, and available immediately when needed," Sergeev adds. Speed and accuracy are essential in sectors where real-time insights can significantly impact patient outcomes. Sergeev’s work in optimizing data systems has cut response times for processing large volumes of medical data from 1.5 minutes to just 500 milliseconds. This level of performance is crucial for enabling healthcare providers to make timely decisions based on up-to-date information. By mostly adapting two types of approaches:  batch based and lambda-based, Sergeev has developed a hybrid architecture that ensures secure, scalable, and efficient data processing. This approach enables rapid data retrieval and real-time analysis, which is vital for managing clinical trials and patient records. While the healthcare sector benefits significantly from these advancements, Sergeev’s methodologies are also transforming other industries, such as fintech and e-commerce. By applying similar techniques, companies in these sectors have achieved substantial gains in efficiency. In a fintech project, for instance, Sergeev’s microservice architecture reduced transaction processing times by 35%, while also enhancing system security. In the e-commerce domain, his methods led to a 40% boost in operational efficiency by optimizing real-time inventory management systems. "The approach is universal," Sergeev notes. "Whether it’s healthcare, finance, or retail, the key is to build systems that are scalable and resilient to handle the increasing demands of modern data workloads." The future of healthcare lies in leveraging real-time data to drive faster and more accurate decision-making. As the sector continues to embrace data-driven practices, innovations like those developed by Sergeev will be crucial for enhancing patient care and speeding up drug development. "I think the future of data processing in healthcare lies in real-time insights that can inform quicker decisions. We’re only scratching the surface, but the potential to revolutionize patient care and drug development is immense," Sergeev concludes. By addressing the pressing needs of modern healthcare data management, Kirill Sergeev’s work is paving the way for a more efficient, data-driven approach that not only benefits the medical industry but also sets new standards for data processing in other high-load sectors. The pressure on healthcare systems to process vast amounts of patient data efficiently has never been greater. The growing need for real-time insights in clinical trials, patient management, and diagnostics is driving the demand for advanced data solutions. According to a 2023 report by IDC, the global healthcare data analytics market is projected to reach $45 billion by 2027. However, as data volumes continue to grow, traditional systems are struggling to keep up, leading to delays in drug development and clinical trials. One of the most critical challenges today is how to handle large datasets without compromising speed or accuracy. For pharmaceutical companies, timely data analysis can mean the difference between a successful trial and costly delays. This is where innovative solutions in data processing become essential for accelerating drug development and improving patient outcomes. Recognizing these challenges, Kirill Sergeev, a seasoned backend developer and machine learning engineer, has been developing cutting-edge systems that streamline the processing of medical data. By leveraging high-performance technologies, Sergeev has optimized data pipelines to enable companies to handle up to 100 terabytes of data daily with remarkable efficiency. "The key to managing large datasets efficiently lies in creating systems that are not just fast but also flexible enough to handle complex, dynamic data flows. In the medical field, where data needs to be processed quickly and securely, we cannot afford inefficiencies," -Kirill Sergeev "The key to managing large datasets efficiently lies in creating systems that are not just fast but also flexible enough to handle complex, dynamic data flows. In the medical field, where data needs to be processed quickly and securely, we cannot afford inefficiencies," "The key to managing large datasets efficiently lies in creating systems that are not just fast but also flexible enough to handle complex, dynamic data flows. In the medical field, where data needs to be processed quickly and securely, we cannot afford inefficiencies," -Kirill Sergeev One of the significant challenges in clinical data management is the lengthy process of deploying new machine learning models. Previously, deploying algorithms for clinical trials could take anywhere from two to three days, slowing down the ability to respond to new data. By redesigning data pipelines and integrating robust CI/CD processes, Sergeev has successfully reduced this time to just 1-2 hours. This streamlined process allows pharmaceutical companies to test and integrate new findings more quickly, ultimately accelerating the drug development timeline. "In any system dealing with high volumes of data, efficiency is key. It’s not just about handling data faster; it’s about ensuring that the results are accurate, actionable, and available immediately when needed," Sergeev adds. Speed and accuracy are essential in sectors where real-time insights can significantly impact patient outcomes. Sergeev’s work in optimizing data systems has cut response times for processing large volumes of medical data from 1.5 minutes to just 500 milliseconds. This level of performance is crucial for enabling healthcare providers to make timely decisions based on up-to-date information. By mostly adapting two types of approaches:  batch based and lambda-based, Sergeev has developed a hybrid architecture that ensures secure, scalable, and efficient data processing. This approach enables rapid data retrieval and real-time analysis, which is vital for managing clinical trials and patient records. While the healthcare sector benefits significantly from these advancements, Sergeev’s methodologies are also transforming other industries, such as fintech and e-commerce. By applying similar techniques, companies in these sectors have achieved substantial gains in efficiency. In a fintech project, for instance, Sergeev’s microservice architecture reduced transaction processing times by 35%, while also enhancing system security. In the e-commerce domain, his methods led to a 40% boost in operational efficiency by optimizing real-time inventory management systems. "The approach is universal," Sergeev notes. "Whether it’s healthcare, finance, or retail, the key is to build systems that are scalable and resilient to handle the increasing demands of modern data workloads." The future of healthcare lies in leveraging real-time data to drive faster and more accurate decision-making. As the sector continues to embrace data-driven practices, innovations like those developed by Sergeev will be crucial for enhancing patient care and speeding up drug development. "I think the future of data processing in healthcare lies in real-time insights that can inform quicker decisions. We’re only scratching the surface, but the potential to revolutionize patient care and drug development is immense," Sergeev concludes. By addressing the pressing needs of modern healthcare data management, Kirill Sergeev’s work is paving the way for a more efficient, data-driven approach that not only benefits the medical industry but also sets new standards for data processing in other high-load sectors.

Developer Kirill Sergeev Speaks on Empowering Healthcare System with Latest AI-solutions 

ገንቢ ኪሪል ሰርጌቭ የጤና እንክብካቤ ስርዓትን ስለማብቃት ከቅርብ ጊዜ AI-መፍትሄዎች ጋር ይናገራል 

Udvikler Kirill Sergeev taler om at styrke sundhedssystemet med de nyeste AI-løsninger 

El desarrollador Kirill Sergeev habla sobre cómo potenciar el sistema sanitario con las últimas soluciones de inteligencia artificial

Programer Kirill Sergeev govori o osnaživanju zdravstvenog sustava s najnovijim AI-rješenjima 

Kirill Szergejev fejlesztő beszél az egészségügyi rendszer megerősítéséről a legújabb mesterségesintelligencia-megoldásokkal 

開発者のキリル・セルゲイフが最新の AI ソリューションによるヘルスケア システムの強化について語る

Әзірлеуші Кирилл Сергеев денсаулық сақтау жүйесін соңғы AI шешімдерімен кеңейту туралы сөйлейді 

Mobongisi Kirill Sergeev Alobeli kopesa nguya na Système ya soins de santé na ba AI-solutions ya sika 

Mohlami Kirill Sergeev O Bua ka Matlafatsa Tshepedišo ya Tlhokomelo ya Maphelo ka Ditharollo tša Morago-rago tša AI 

Dezvoltatorul Kirill Sergeev vorbește despre abilitarea sistemului de sănătate cu cele mai recente soluții AI 

Програмер Кирилл Сергеев говори о оснаживању здравственог система са најновијим АИ-решењима 

Geliştirici Kirill Sergeev, Sağlık Sistemini En Son Yapay Zeka Çözümleriyle Güçlendirme Konusunda Konuşuyor

ZUG, Switzerland, December 19th, 2024/Chainwire/--Acurast, a leader in decentralized confidential cloud computing, announces the launch of Acurast Processor Lite for iOS, now available on the Apple App Store. This application allows iPhone users to share their device's computing power with Acurast's decentralized confidential cloud network, offering an opportunity to earn rewards in return. By harnessing the advanced processors in mobile devices, Acurast makes it possible for regular phones to operate as powerful computing providers. With this new expansion to iOS, Acurast's ecosystem grows bigger, welcoming iPhone users into a network that's changing the way cloud computing is done. This shift marks a step forward in accessibility and control over how compute power is managed worldwide. Acurast also takes a unique, sustainable approach: repurposing mobile phones with damaged screens or unused older models into affordable compute resources. These upcycled devices become cost-effective alternatives to traditional servers, bringing sustainability into the heart of cloud infrastructure. Users providing compute power through Acurast Processor Lite can earn rewards in the form of cACU tokens. Each user can earn up to 250 cACU per month in bootstrapping rewards simply by running the Processor connected to the internet. Additional rewards are earned whenever developers deploy applications on the Acurast Cloud and utilize the user’s Processor resources. Key Features of Acurast Processor Lite for iOS: ●      Providing Compute Power Used By Developers To Deploy Their Applications: Getting started with users' everyday phones or onboard upcycled devices. ●      Broading Compatibility: Supports iPhone 6s and newer models, allowing a wide range of users to participate. ●      Secure and Private: Maintains data security and user privacy, giving users peace of mind. iPhone users can join the Acurast Cloud Rebellion by downloading Processor Lite iOS. Whether with an everyday phone or dedicated upcycled devices, joining means earning rewards and supporting a shift toward a more decentralized, sustainable, and user-driven confidential cloud infrastructure. Alessandro De Carli, Co-Founder of Acurast shared, "With the launch of Acurast Processor Lite for iOS, we're taking a significant step toward democratizing cloud computing. By enabling iPhone users to contribute their phones' compute power, we're building a more decentralized, secure, and confidential cloud infrastructure. This is not just about technology; it's about empowering individuals to be part of a global movement that redefines how we think about and utilize computing resources.” Users can download Processor iOS Lite here: Processor iOS Lite About Acurast Acurast is transforming the cloud landscape by championing mobile-powered disruption in decentralized, confidential, and accessible computing. By enabling individuals to contribute compute power from their phones, Acurast is building a decentralized, serverless cloud that democratizes access to computing resources. Press Contact: Pascal Brun Co-Founder Acurast Association Email: pascal@acurast.com Contact Comms and PR manager Jonathan Duran Distractive Jonathan@distractive.xyz This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here ZUG, Switzerland, December 19th, 2024/Chainwire/--Acurast, a leader in decentralized confidential cloud computing, announces the launch of Acurast Processor Lite for iOS, now available on the Apple App Store. This application allows iPhone users to share their device's computing power with Acurast's decentralized confidential cloud network, offering an opportunity to earn rewards in return. By harnessing the advanced processors in mobile devices, Acurast makes it possible for regular phones to operate as powerful computing providers. With this new expansion to iOS, Acurast's ecosystem grows bigger, welcoming iPhone users into a network that's changing the way cloud computing is done. This shift marks a step forward in accessibility and control over how compute power is managed worldwide. Acurast also takes a unique, sustainable approach: repurposing mobile phones with damaged screens or unused older models into affordable compute resources. These upcycled devices become cost-effective alternatives to traditional servers, bringing sustainability into the heart of cloud infrastructure. Users providing compute power through Acurast Processor Lite can earn rewards in the form of cACU tokens. Each user can earn up to 250 cACU per month in bootstrapping rewards simply by running the Processor connected to the internet. Additional rewards are earned whenever developers deploy applications on the Acurast Cloud and utilize the user’s Processor resources. Key Features of Acurast Processor Lite for iOS: ●      Providing Compute Power Used By Developers To Deploy Their Applications: Getting started with users' everyday phones or onboard upcycled devices. ●      Broading Compatibility: Supports iPhone 6s and newer models, allowing a wide range of users to participate. ●      Secure and Private: Maintains data security and user privacy, giving users peace of mind. iPhone users can join the Acurast Cloud Rebellion by downloading Processor Lite iOS. Whether with an everyday phone or dedicated upcycled devices, joining means earning rewards and supporting a shift toward a more decentralized, sustainable, and user-driven confidential cloud infrastructure. Alessandro De Carli, Co-Founder of Acurast shared, "With the launch of Acurast Processor Lite for iOS, we're taking a significant step toward democratizing cloud computing. By enabling iPhone users to contribute their phones' compute power, we're building a more decentralized, secure, and confidential cloud infrastructure. This is not just about technology; it's about empowering individuals to be part of a global movement that redefines how we think about and utilize computing resources.” Alessandro De Carli, Co-Founder of Acurast shared, "With the launch of Acurast Processor Lite for iOS, we're taking a significant step toward democratizing cloud computing. By enabling iPhone users to contribute their phones' compute power, we're building a more decentralized, secure, and confidential cloud infrastructure. This is not just about technology; it's about empowering individuals to be part of a global movement that redefines how we think about and utilize computing resources.” Users can download Processor iOS Lite here: Processor iOS Lite About Acurast Acurast is transforming the cloud landscape by championing mobile-powered disruption in decentralized, confidential, and accessible computing. By enabling individuals to contribute compute power from their phones, Acurast is building a decentralized, serverless cloud that democratizes access to computing resources. Press Contact: Pascal Brun Co-Founder Acurast Association Email: pascal@acurast.com Contact Comms and PR manager Jonathan Duran Distractive Jonathan@distractive.xyz This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here This story was distributed as a release by Chainwire under HackerNoon’s Business Blogging Program. Learn more about the program here here here

Acurast Unveils Processor Lite For iOS: Empowering iPhone Users To Join The DePIN Cloud Rebellion

Acurast ukax iOS ukatakikiw Procesador Lite ukar uñt’ayi: iPhone apnaqirinakaruw ch’amanchawayi, DePIN Cloud Rebellion ukar mantañataki

Acurast iOS üçün Prosessor Lite təqdim etdi: iPhone istifadəçilərinə DePIN Bulud Üsyanına qoşulmağa imkan verir

Acurast presenta el procesador Lite para iOS: permite a los usuarios de iPhone unirse a la rebelión de la nube DePIN

Acurast-ek Prozesadorea Lite aurkeztu du iOS-erako: iPhone-ko erabiltzaileei ahalmena ematen die DePIN Cloud Rebellion-ekin bat egiteko

Acurast が iOS 向けプロセッサ Lite を発表: iPhone ユーザーが DePIN クラウド反乱に参加できるように支援

Acuast iOS үчүн Processor Liteди чыгарды: iPhone колдонуучуларына DePIN булут козголоңуна кошулууга мүмкүнчүлүк берет

Acurast iepazīstina ar procesoru Lite operētājsistēmai iOS: dod iespēju iPhone lietotājiem pievienoties DePIN mākoņu dumpam

Acurast dia manambara ny processeur Lite ho an'ny iOS: manome hery ny mpampiasa iPhone hanatevin-daharana ny DePIN Cloud Rebellion

Acurast нь iOS-д зориулсан Lite процессорыг танилцууллаа: iPhone хэрэглэгчдэд DePIN үүлэн бослогод нэгдэх боломжийг олгож байна.

Acurst prezentuje procesor Lite dla systemu iOS: Umożliwia użytkownikom iPhone'a dołączenie do rebelii DePIN Cloud

Acurast Processor Lite iOSpaq riqsichin: iPhone Usuariokunata atiyta quspa DePIN Puyu Rebelión kaqman hukllawakunankupaq

Acurast, iOS İçin Processor Lite'ı Tanıttı: iPhone Kullanıcılarının DePIN Bulut İsyanına Katılmalarını Sağlıyor

RootstockCollective In-Depth: Empowering Bitcoin Builders

RootstockCollective In-Depth: Bitcoin lurayirinakar ch’amanchaña

RootstockCollective в дълбочина: Овластяване на биткойн строителите

RootstockCollective In-Depth: Posílení tvůrců bitcoinů

RootstockCollective dybdegående: Styrkelse af Bitcoin Builders

RootstockCollective en profundidad: cómo empoderar a los desarrolladores de Bitcoin

RootstockCollective در عمق: توانمندسازی سازندگان بیت کوین

RootstockCollective Deepth: Bitcoin-rakentajien voimaannuttaminen

रूटस्टॉककलेक्टिव इन-डेप्थ: बिटकॉइन बिल्डर्स को सशक्त बनाना

RootstockCollective עומק: העצמת בוני ביטקוין

RootstockCollective 詳細: ビットコインビルダーの支援

RootstockCollective em profundidade: capacitando os construtores de Bitcoin

RootstockCollective în profunzime: împuternicirea constructorilor de Bitcoin

The TechBeat: Clapper Expands to Mexico, Betting Big on Authenticity and Creator Empowerment (12/15/2024)

We live in a world where new fintech apps are constantly emerging. Many of these apps compete with each other and have raised large amounts of money. Some have become a part of our daily lives, and we use them almost like everyday words. However, a serious issue remains: millions of people around the world, especially in developing countries, do not have access to basic banking services and are excluded from the global financial system. Despite significant progress in recent years, financial exclusion remains a global challenge. A recent study found that by the end of 2023, over 200 million migrants sent an estimated US$656 billion in remittances to at least 800 million people in low- and middle-income countries (LMICs). And here’s another trivia-worthy fact: the digital remittance market was last valued at $19.8 billion in 2023 and is only projected to grow from here. The same study suggests a staggering compounded annual growth rate (CAGR) of 14.7% to reach $43.26 billion by 2028. However, many of these recipients lack access to formal financial services, limiting their ability to fully leverage these funds for economic advancement. To put this into simple terms, most of these recipients do not even have access to a bank account. Critics might argue that technology alone can't solve this problem. They’re right – in a way. But they're missing the point. See, Technology was never meant to solve the problem in its entirety. Its job is to catalyze this change. And we’ve seen this work in multiple cases. Take, for instance, the Reserve Bank of India's (RBI) proactive stance in promoting digitalization. They combined cutting-edge tech with forward-thinking policies, enabling fintech participation in remittance flows. This serves as a blueprint for how regulators can foster innovation with compliance. And the data backs it up. According to recent reports, India accounts for half of global payment volume with a staggering 50% CAGR from 2017-2024, involving 164 billion transactions worth 510 billion in 2023-24 alone. India has also taken a localized approach to this. They’ve managed to embed fintech into the India Stack, including biometric identification, the unified payments interface (UPI), mobile connectivity, digital lockers, and consent-based data sharing. And they’re not alone. China, too, is emerging as a major player with its Belt and Road Initiative. With apps like WeChat Pay and AliPay, China is expanding its digital payment ecosystem to those who are most in need of it. However, despite Technology’s potential impact on fostering financial inclusion, we still face regulatory hurdles. According to GSMA's 2024 State of the Industry Report on Mobile Money, there are still regulatory barriers that limit the full potential of digital remittances in Africa, with several African countries maintaining restrictions on sending remittances to mobile money accounts. And then there’s high costs. Sub-Saharan Africa saw an average cost of 7.39% for a $200 transfer, significantly higher than India’s 4.95% for the same period (Q3 2023) High costs are partly due to limited competition, regulatory barriers, and underdeveloped financial infrastructure in the continent. But there’s hope we can address this in the very near future and we’re witnessing some pretty transformative trends as we speak. Machine learning has come a long way and with public access to Gen-AI APIs, we can solve most rudimentary problems through software. Take, for instance, KYC and onboarding. Previously, these tasks required significant manpower and involved heavy paperwork. However, with the advent of KYC automation, the landscape has transformed. AI-driven biometric verification enhances security by ensuring the person onboarding is who they claim to be, streamlining the process. And for the cases where extra validation is needed, we can include a human-in-the-loop (HTIL) to make sure we’re not sacrificing compliance. AI has gotten to a place where most models can be trained to pretty much replicate most human actions - look for patterns, and anomalies and flag respective accounts where data is inconclusive. This should significantly bring down the cost of adoption and foster a competitive environment. With the advent of open banking, and over 100 billion APIs accessed globally, we’re transforming how financial services are delivered, particularly to underserved communities. Moreover, digital lending apps like Tala provide micro, small, and medium enterprises (MSMEs) with instant credit facilities without the need for collateral. However, there’s more work to be done. Concerted efforts are needed to fully leverage the potential of mobile money and digital remittances. We need to work towards a more unified regulatory environment to facilitate cross-border and interoperable instant payment systems. This will require support from both the public and private sectors. Enhancing digital infrastructure, including mobile networks and internet connectivity, is crucial for progress. It is essential for governments and regulators to facilitate the development and scaling of new technologies. This can be achieved through the establishment of innovation hubs, and public access to funding. In conclusion, achieving financial inclusion presents both a challenge and a chance. It urges regulators, innovators, and the global community to work together, making certain that technology is utilized not only for efficiency but also for fairness. We live in a world where new fintech apps are constantly emerging. Many of these apps compete with each other and have raised large amounts of money. Some have become a part of our daily lives, and we use them almost like everyday words. However, a serious issue remains: millions of people around the world, especially in developing countries, do not have access to basic banking services and are excluded from the global financial system. millions of people around the world, especially in developing countries, do not have access to basic banking services and are excluded from the global financial system. Despite significant progress in recent years, financial exclusion remains a global challenge. A recent study found that by the end of 2023, over 200 million migrants sent an estimated US$656 billion in remittances to at least 800 million people in low- and middle-income countries (LMICs). recent study And here’s another trivia-worthy fact: the digital remittance market was last valued at $19.8 billion in 2023 and is only projected to grow from here. The same study suggests a staggering compounded annual growth rate (CAGR) of 14.7% to reach $43.26 billion by 2028. However, many of these recipients lack access to formal financial services, limiting their ability to fully leverage these funds for economic advancement. To put this into simple terms, most of these recipients do not even have access to a bank account. the digital remittance market the digital remittance market Critics might argue that technology alone can't solve this problem. They’re right – in a way. But they're missing the point. See, Technology was never meant to solve the problem in its entirety. Its job is to catalyze this change. And we’ve seen this work in multiple cases. See, Technology was never meant to solve the problem in its entirety. Its job is to catalyze this change. And we’ve seen this work in multiple cases. Take, for instance, the Reserve Bank of India's (RBI) proactive stance in promoting digitalization. They combined cutting-edge tech with forward-thinking policies, enabling fintech participation in remittance flows. This serves as a blueprint for how regulators can foster innovation with compliance. And the data backs it up. According to recent reports , India accounts for half of global payment volume with a staggering 50% CAGR from 2017-2024, involving 164 billion transactions worth 510 billion in 2023-24 alone. India has also taken a localized approach to this. They’ve managed to embed fintech into the India Stack, including biometric identification, the unified payments interface (UPI), mobile connectivity, digital lockers, and consent-based data sharing. And they’re not alone. China, too, is emerging as a major player with its Belt and Road Initiative. With apps like WeChat Pay and AliPay, China is expanding its digital payment ecosystem to those who are most in need of it. recent reports recent reports However, despite Technology’s potential impact on fostering financial inclusion, we still face regulatory hurdles. According to GSMA's 2024 State of the Industry Report on Mobile Money, there are still regulatory barriers that limit the full potential of digital remittances in Africa, with several African countries maintaining restrictions on sending remittances to mobile money accounts. And then there’s high costs. Sub-Saharan Africa saw an average cost of 7.39% for a $200 transfer, significantly higher than India’s 4.95% for the same period (Q3 2023) High costs are partly due to limited competition, regulatory barriers, and underdeveloped financial infrastructure in the continent. But there’s hope we can address this in the very near future and we’re witnessing some pretty transformative trends as we speak. GSMA's 2024 State of the Industry Report GSMA's 2024 State of the Industry Report India’s 4.95% for the same period (Q3 2023) India’s 4.95% for the same period (Q3 2023) Machine learning has come a long way and with public access to Gen-AI APIs, we can solve most rudimentary problems through software. Take, for instance, KYC and onboarding. Previously, these tasks required significant manpower and involved heavy paperwork. However, with the advent of KYC automation, the landscape has transformed. AI-driven biometric verification enhances security by ensuring the person onboarding is who they claim to be, streamlining the process. And for the cases where extra validation is needed, we can include a human-in-the-loop (HTIL) to make sure we’re not sacrificing compliance. AI has gotten to a place where most models can be trained to pretty much replicate most human actions - look for patterns, and anomalies and flag respective accounts where data is inconclusive. This should significantly bring down the cost of adoption and foster a competitive environment. With the advent of open banking, and over 100 billion APIs accessed globally, we’re transforming how financial services are delivered, particularly to underserved communities. Moreover, digital lending apps like Tala provide micro, small, and medium enterprises (MSMEs) with instant credit facilities without the need for collateral. 100 billion APIs 100 billion APIs However, there’s more work to be done. Concerted efforts are needed to fully leverage the potential of mobile money and digital remittances. We need to work towards a more unified regulatory environment to facilitate cross-border and interoperable instant payment systems. This will require support from both the public and private sectors. Enhancing digital infrastructure, including mobile networks and internet connectivity, is crucial for progress. It is essential for governments and regulators to facilitate the development and scaling of new technologies. This can be achieved through the establishment of innovation hubs, and public access to funding. In conclusion, achieving financial inclusion presents both a challenge and a chance. It urges regulators, innovators, and the global community to work together, making certain that technology is utilized not only for efficiency but also for fairness.

Empowering Economies: The Role of Cross-Border Payments

In a bold move underscoring its ambitions to redefine the social media landscape, Clapper, the ad-free, adult-focused short-form video platform, launched in Mexico this September. Positioned as a sanctuary for authentic self-expression and uncensored creativity, Clapper’s foray into the Mexican market highlights the platform's growing clout in the social media space, where it is increasingly seen as an antidote to the hyper-moderated, ad-saturated experiences on larger platforms. The expansion comes with a significant draw: partnerships with high-profile creators who bring polished, engaging content that has already amassed over 20 million views across other platforms. This approach is emblematic of Clapper’s broader strategy—leveraging quality over quantity to attract discerning users and creators who crave substance and opportunity. Rewriting the Rules of Creator Monetization What truly sets Clapper apart is its approach to monetization. While most platforms tether creator earnings to stringent follower count thresholds or ad revenue splits, Clapper flips the script. The platform empowers creators—regardless of their follower base—with tools to monetize directly, a feature that has become its hallmark. For Mexican creators, this launch offers a new, democratized pathway to earn revenue and build meaningful connections with audiences. "Clapper isn’t just a social media app; it’s a movement," says Edison Chen, the platform’s founder and CEO. "We’re providing creators with the freedom to express their authentic selves, connect with like-minded communities, and earn without barriers." Beyond TikTok: A Platform for Free Speech, By Design Often compared to TikTok due to its short-form video format, Clapper has made a concerted effort to differentiate itself. The app appeals to a more mature audience, offering an ad-free experience with less moderation and a focus on free speech. Its features, including live streaming, photo and text posts, and the innovative “Clapback” tool for open discourse, encourage users to engage authentically without fear of censorship. Clapper also prioritizes user privacy—a growing concern in the tech world. By storing all data securely in the U.S., the platform reassures users wary of global privacy controversies. Celebrating Hispanic Culture and Community Clapper’s expansion into Mexico is bolstered by its strong and vibrant Spanish-speaking and Hispanic community in the U.S. Recognizing the cultural significance of this audience, Clapper has rolled out features and campaigns that honor Hispanic heritage. Unique badges celebrating Hispanic culture, along with culturally relevant content initiatives, underscore the platform’s commitment to amplifying and valuing these voices. The company sees immense potential in its growing Hispanic user base and aims to build bridges between U.S. and Mexican communities, fostering deeper connections and cross-border creativity. Why Mexico? Mexico’s social media ecosystem is a natural fit for Clapper’s ethos. With a burgeoning creator economy and audiences hungry for diverse, unfiltered content, the Mexican market offers fertile ground for the platform’s continued growth. Clapper is positioning itself as a unique alternative for creators sidelined by stricter platforms—a space where free expression meets financial opportunity. The platform’s success elsewhere lends credence to its ambitions. Clapper boasts over hundreds of thousands of monthly active users and has secured a spot among Apple’s top 10 social networking apps. Its user base is steadily growing across key verticals like politics, entertainment, and technology, thanks to its commitment to fostering real connections over algorithmic noise. A New Era for Social Media? While the social media space is crowded with incumbents, Clapper’s focus on authenticity, adult engagement, and creator empowerment positions it as a compelling outlier. Its expansion into Mexico is more than a geographic play; it’s a statement of intent, signaling that the company sees untapped potential in markets yearning for more transparent, empowering platforms. As Clapper continues to chart its course, it remains to be seen whether its bold bets on uncensored expression and equitable monetization can carve out a lasting niche. But if its trajectory so far is any indication, the platform is not only playing to shake the social media industry —it’s redefining the rules of the game. In a bold move underscoring its ambitions to redefine the social media landscape, Clapper, the ad-free, adult-focused short-form video platform, launched in Mexico this September. Positioned as a sanctuary for authentic self-expression and uncensored creativity, Clapper’s foray into the Mexican market highlights the platform's growing clout in the social media space, where it is increasingly seen as an antidote to the hyper-moderated, ad-saturated experiences on larger platforms. The expansion comes with a significant draw: partnerships with high-profile creators who bring polished, engaging content that has already amassed over 20 million views across other platforms. This approach is emblematic of Clapper’s broader strategy—leveraging quality over quantity to attract discerning users and creators who crave substance and opportunity. Rewriting the Rules of Creator Monetization Rewriting the Rules of Creator Monetization What truly sets Clapper apart is its approach to monetization. While most platforms tether creator earnings to stringent follower count thresholds or ad revenue splits, Clapper flips the script. The platform empowers creators—regardless of their follower base—with tools to monetize directly, a feature that has become its hallmark. For Mexican creators, this launch offers a new, democratized pathway to earn revenue and build meaningful connections with audiences. "Clapper isn’t just a social media app; it’s a movement," says Edison Chen, the platform’s founder and CEO. "We’re providing creators with the freedom to express their authentic selves, connect with like-minded communities, and earn without barriers." Beyond TikTok: A Platform for Free Speech, By Design Beyond TikTok: A Platform for Free Speech, By Design Often compared to TikTok due to its short-form video format, Clapper has made a concerted effort to differentiate itself. The app appeals to a more mature audience, offering an ad-free experience with less moderation and a focus on free speech. Its features, including live streaming, photo and text posts, and the innovative “Clapback” tool for open discourse, encourage users to engage authentically without fear of censorship. Clapper also prioritizes user privacy—a growing concern in the tech world. By storing all data securely in the U.S., the platform reassures users wary of global privacy controversies. Celebrating Hispanic Culture and Community Celebrating Hispanic Culture and Community Clapper’s expansion into Mexico is bolstered by its strong and vibrant Spanish-speaking and Hispanic community in the U.S. Recognizing the cultural significance of this audience, Clapper has rolled out features and campaigns that honor Hispanic heritage. Unique badges celebrating Hispanic culture, along with culturally relevant content initiatives, underscore the platform’s commitment to amplifying and valuing these voices. The company sees immense potential in its growing Hispanic user base and aims to build bridges between U.S. and Mexican communities, fostering deeper connections and cross-border creativity. Why Mexico? Why Mexico? Mexico’s social media ecosystem is a natural fit for Clapper’s ethos. With a burgeoning creator economy and audiences hungry for diverse, unfiltered content, the Mexican market offers fertile ground for the platform’s continued growth. Clapper is positioning itself as a unique alternative for creators sidelined by stricter platforms—a space where free expression meets financial opportunity. The platform’s success elsewhere lends credence to its ambitions. Clapper boasts over hundreds of thousands of monthly active users and has secured a spot among Apple’s top 10 social networking apps. Its user base is steadily growing across key verticals like politics, entertainment, and technology, thanks to its commitment to fostering real connections over algorithmic noise. A New Era for Social Media? A New Era for Social Media? While the social media space is crowded with incumbents, Clapper’s focus on authenticity, adult engagement, and creator empowerment positions it as a compelling outlier. Its expansion into Mexico is more than a geographic play; it’s a statement of intent, signaling that the company sees untapped potential in markets yearning for more transparent, empowering platforms. As Clapper continues to chart its course, it remains to be seen whether its bold bets on uncensored expression and equitable monetization can carve out a lasting niche. But if its trajectory so far is any indication, the platform is not only playing to shake the social media industry —it’s redefining the rules of the game.

Clapper Expands to Mexico, Betting Big on Authenticity and Creator Empowerment

ክላፐር ሂስፓኒኮችን ወደ ሜክሲኮ በመስፋፋት ያበረታታል።

Clapper, Meksikaya Genişlənmə ilə İspanları Gücləndirir

Clapper apodera els hispans amb l'expansió a Mèxic

Clapper umožňuje Hispáncům expanzi do Mexika

Clapper empodera a los hispanos con su expansión a México

Clapper osnažuje Hispanike širenjem u Meksiko

クラッパー、メキシコへの進出でヒスパニック系住民に力を与える

Clapper ສ້າງຄວາມເຂັ້ມແຂງໃຫ້ຊາວສະເປນດ້ວຍການຂະຫຍາຍເຂົ້າໄປໃນເມັກຊິໂກ

Clapper dia manome hery ny Hispanika amin'ny fanitarana any Meksika

Clapper нь Мексик рүү тэлэх замаар Испаничуудыг хүчирхэгжүүлж байна

Clapper Memperkasakan Hispanik Dengan Pengembangan Ke Mexico

Клэппер расширяет возможности латиноамериканцев, расширяя свое присутствие в Мексике

I was fortunate enough to be invited to attend the AWS re:invent conference in Law Vegas this week (3/6 December). An immersive experience and where I got to interview fellow Irish man, Brian Scanlan, principle engineer at Intercom - I know that’s a long way to interview someone from home, but sometimes the best conversations happen when fellow countryfolk talk far from home. Here is our conversation exclusive for Hackernoon. In today’s tech-driven landscape, customer experience is a vital differentiator for businesses. Intercom, a leading customer service software provider, has embraced a "product-first" philosophy that prioritizes creating seamless, user-friendly solutions for its clients. At the heart of this mission lies its robust partnership with Amazon Web Services (AWS), a collaboration that enables Intercom to innovate, scale, and deliver consistent value. Brian Scanlon, Principal Systems Engineer at Intercom, shared insights into how AWS supports the company’s ambitions. His perspective reveals a compelling narrative of efficiency, collaboration, and technical excellence. A Culture of Focus “Intercom is a product-first company,” Scanlon explains. “Our founders are product people—designers—and our focus has always been on building tools that customers enjoy using. This focus influences everything we do, from how we structure work to the way we reward teams.” This commitment to prioritizing product development over flashy engineering has shaped the company's technological approach. Instead of chasing the latest trends, Intercom adopts a technically conservative strategy, using proven tools and methods to deliver a consistent, high-quality experience. Scanlon elaborates, “We’re not an engineering-first company. While we value innovation, our approach is deliberate. We avoid reinventing the wheel unless it’s essential for the product or business.” Why AWS? AWS is an integral part of this strategy. When Intercom began its journey, the decision to build on AWS was a natural choice. The platform’s scalability, breadth of services, and cost-efficiency aligned well with Intercom’s needs. “AWS has been with us from the start,” Scanlon says. “Their platform provides the reliability and scalability we need to serve our customers effectively. With their dynamic scaling capabilities, we can operate at the scale of our largest clients without needing to maintain idle capacity.” Intercom’s use of AWS spans multiple layers of its infrastructure. From leveraging AWS’s Elastic Compute Cloud (EC2) instances to power its backend services to utilizing Amazon Bedrock for building advanced AI-driven features, the partnership underpins both stability and innovation. Optimizing for Cost and Performance Intercom’s commitment to cost efficiency is a recurring theme in its operations, and AWS plays a critical role here as well. “We’ve become very good at capacity planning and optimizing our architecture for cost,” Scanlon notes. “AWS’s ability to dynamically scale resources ensures we’re not paying for unused capacity. Additionally, their extensive range of features allows us to fine-tune our operations to achieve both cost savings and reliability.” This optimization is a collaborative effort. “Our cost management team works closely with AWS account teams to ensure we’re leveraging the platform to its full potential,” he adds. “This year, we’ve seen significant gains by having a fully dedicated AWS account team advocating for us, opening doors, and escalating critical issues.” Enabling Innovation While Intercom’s technical strategy is conservative in some areas, it doesn’t shy away from innovation where it matters most. The company’s recent advancements in AI-powered customer support tools, such as the Fin chatbot, are a testament to this. “Our investment in AI is an area where we push the boundaries,” Scanlon explains. “For instance, the Fin chatbot leverages AWS Bedrock, enabling us to offer cutting-edge AI-driven experiences. This innovation keeps us at the forefront of the market while maintaining our product-first ethos.” The partnership with AWS also fosters a collaborative environment for innovation. By engaging with AWS’s product and service teams, Intercom gains insights into emerging technologies and best practices. A Reflection of Culture Ultimately, the relationship between Intercom and AWS is more than a technical alignment; it’s a cultural fit. Both organizations share a focus on delivering value through reliability and innovation. “We’ve built a culture at Intercom that’s focused on what matters: the product,” Scanlon says. “AWS complements this by providing the tools and services we need to succeed. Their platform allows us to focus on what we do best while knowing we have a reliable foundation to support us.” This synergy extends beyond the technical realm. “Having a strong relationship with our AWS account team has been a game-changer,” Scanlon adds. “They anticipate our needs, help us navigate challenges, and ensure we’re maximizing the value of their platform.” The Future As Intercom continues to grow and innovate, its partnership with AWS will remain a cornerstone of its strategy. The combination of a product-first philosophy and a scalable, reliable infrastructure positions Intercom to navigate the evolving demands of customer service software confidently. Scanlon reflects, “AWS allows us to stay true to our mission. By handling the heavy lifting of infrastructure, they let us focus on what matters most: building products that customers love.” This focus on partnership and alignment is what enables Intercom to not only thrive but also redefine what it means to deliver exceptional customer service in the digital age. I was fortunate enough to be invited to attend the AWS re:invent conference in Law Vegas this week (3/6 December). An immersive experience and where I got to interview fellow Irish man, Brian Scanlan, principle engineer at Intercom - I know that’s a long way to interview someone from home, but sometimes the best conversations happen when fellow countryfolk talk far from home. Here is our conversation exclusive for Hackernoon. In today’s tech-driven landscape, customer experience is a vital differentiator for businesses. Intercom, a leading customer service software provider, has embraced a "product-first" philosophy that prioritizes creating seamless, user-friendly solutions for its clients. At the heart of this mission lies its robust partnership with Amazon Web Services (AWS), a collaboration that enables Intercom to innovate, scale, and deliver consistent value. Brian Scanlon, Principal Systems Engineer at Intercom, shared insights into how AWS supports the company’s ambitions. His perspective reveals a compelling narrative of efficiency, collaboration, and technical excellence. A Culture of Focus “Intercom is a product-first company,” Scanlon explains. “Our founders are product people—designers—and our focus has always been on building tools that customers enjoy using. This focus influences everything we do, from how we structure work to the way we reward teams.” This commitment to prioritizing product development over flashy engineering has shaped the company's technological approach. Instead of chasing the latest trends, Intercom adopts a technically conservative strategy, using proven tools and methods to deliver a consistent, high-quality experience. Scanlon elaborates, “We’re not an engineering-first company. While we value innovation, our approach is deliberate. We avoid reinventing the wheel unless it’s essential for the product or business.” Why AWS? AWS is an integral part of this strategy. When Intercom began its journey, the decision to build on AWS was a natural choice. The platform’s scalability, breadth of services, and cost-efficiency aligned well with Intercom’s needs. “AWS has been with us from the start,” Scanlon says. “Their platform provides the reliability and scalability we need to serve our customers effectively. With their dynamic scaling capabilities, we can operate at the scale of our largest clients without needing to maintain idle capacity.” Intercom’s use of AWS spans multiple layers of its infrastructure. From leveraging AWS’s Elastic Compute Cloud (EC2) instances to power its backend services to utilizing Amazon Bedrock for building advanced AI-driven features, the partnership underpins both stability and innovation. Optimizing for Cost and Performance Intercom’s commitment to cost efficiency is a recurring theme in its operations, and AWS plays a critical role here as well. “We’ve become very good at capacity planning and optimizing our architecture for cost,” Scanlon notes. “AWS’s ability to dynamically scale resources ensures we’re not paying for unused capacity. Additionally, their extensive range of features allows us to fine-tune our operations to achieve both cost savings and reliability.” This optimization is a collaborative effort. “Our cost management team works closely with AWS account teams to ensure we’re leveraging the platform to its full potential,” he adds. “This year, we’ve seen significant gains by having a fully dedicated AWS account team advocating for us, opening doors, and escalating critical issues.” Enabling Innovation While Intercom’s technical strategy is conservative in some areas, it doesn’t shy away from innovation where it matters most. The company’s recent advancements in AI-powered customer support tools, such as the Fin chatbot, are a testament to this. “Our investment in AI is an area where we push the boundaries,” Scanlon explains. “For instance, the Fin chatbot leverages AWS Bedrock, enabling us to offer cutting-edge AI-driven experiences. This innovation keeps us at the forefront of the market while maintaining our product-first ethos.” The partnership with AWS also fosters a collaborative environment for innovation. By engaging with AWS’s product and service teams, Intercom gains insights into emerging technologies and best practices. A Reflection of Culture Ultimately, the relationship between Intercom and AWS is more than a technical alignment; it’s a cultural fit. Both organizations share a focus on delivering value through reliability and innovation. “We’ve built a culture at Intercom that’s focused on what matters: the product,” Scanlon says. “AWS complements this by providing the tools and services we need to succeed. Their platform allows us to focus on what we do best while knowing we have a reliable foundation to support us.” This synergy extends beyond the technical realm. “Having a strong relationship with our AWS account team has been a game-changer,” Scanlon adds. “They anticipate our needs, help us navigate challenges, and ensure we’re maximizing the value of their platform.” The Future As Intercom continues to grow and innovate, its partnership with AWS will remain a cornerstone of its strategy. The combination of a product-first philosophy and a scalable, reliable infrastructure positions Intercom to navigate the evolving demands of customer service software confidently. Scanlon reflects, “AWS allows us to stay true to our mission. By handling the heavy lifting of infrastructure, they let us focus on what matters most: building products that customers love.” This focus on partnership and alignment is what enables Intercom to not only thrive but also redefine what it means to deliver exceptional customer service in the digital age.

How AWS Empowers Intercom to Thrive as a Product-First Company

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empowerofyou.com

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Since n.d.

COMPANY RANKING

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EVERGREEN INDEX #5775

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